Become a Member, Become a Neighbor with Patriot Federal Credit Union
Summer is just around the corner. Which means vacations, beaches, sunshine. Then the holidays, too, will be here before long. Patriot Federal Credit Union understands these are two of the best times of the year – and two of the most important times, especially for couples, and families. Summer not only means traveling to far-away places, and vacations—but also the planning that goes into such a vacation and, of course, figuring out how to make trips affordable. The holidays are synonymous with good cheer and also with saving money and buying gifts. Every year around this time, families are searching for the best options for their planning and spending. Patriot Federal Credit Union offers so many great ways to help with these fast-approaching seasons of the year, like with a Patriot credit card, for instance. The Cash Back Rewards Visa® allows members to earn unlimited 1.5% cash back rewards on qualifying purchases, which are direct-deposited monthly into your savings account, a perfect way to get some extra money for a plane ride, a snorkeling session or a ski lesson, or to splurge on the bag mom has been wanting but is too afraid to ask for.
And it’s not just an ordinary credit card from any old credit union: the Cash Back Rewards Visa® has no annual fee, no balance transfer fee, and is contactless: which means that cardholders can just hold their card within three inches of an enabled machine to complete a transaction. The same applies to Patriot Visa® Platinum, which has a lower interest rate at 7.74%1 APR with members able to take advantage of an introductory promotion that makes the rate on any balance transfer from any non-Patriot loan or account 1.64% APR2 until 6/30/23 for applications submitted through 12/31/22 and then as low as 7.74% thereafter.
Patriot Federal Credit Union is not merely a trusted credit union but a community one, which is an important distinction: a nonprofit credit union where becoming a member means not only being a part of that community but essentially becoming valued, becoming a neighbor. Members share not only ownership, but the same mission, the camaraderie of being a part of something bigger. Close relationships keep Patriot in business, and have for nearly 60 years. Trust is tantamount and has been a hallmark of this community-oriented nonprofit that has been serving southern Pennsylvania and parts of Maryland and the Eastern Panhandle of West Virginia since 1965. If you’re a Patriot member—and, say, have one of our credit cards—you can come any time into any of our 11 locations and have someone help you with it immediately, on the spot—unlike waiting on hold to speak to an automated phone system or call center representative across the country.
At its very core, Patriot has held the idea of helping people—its members, the citizens of the area, the community, neighbors— not only with affording vacations and Christmas presents but with mortgage loans and buying houses, construction loans and establishing good lines of credit; Patriot has helped countless families be able to buy their first car. In these ways, Patriot has shown it cares about its customers and has become as an essential part of the local community.
Recently, Patriot has donated thousands to local humane societies and the Shippensburg Historical Society in order to help support the preservation of the history of the area. Beyond reaching out to help and establishing great personal relationships and care for its members, Patriot offers the finest amenities to customers, the latest banking technology like ID theft protection and a mobile app for wireless transactions. You can enroll in Patriot’s Visa® Protection Alerts and get immediate messaging whenever a purchase is made with your card, to further protect yourself from scammers. We also offer a Digital Wallet with our credit cards, so you can use Google Pay and Apple Pay, for instance, without having your credit card even with you.
Joining Patriot Federal Credit Union is easy and open to anyone who works, lives, or conducts business in our service area. All you have to do is stop into to one of our 11 locations or apply online. As soon as you join, your family members are also eligible. Once you become a member, you’ve become a part of something bigger, and you’re a member for life—a neighbor for life—even if you retire. For more information, call (888) 777-9982.
1APR=ANNUAL PERCENTAGE RATE at the normal variable rate is as low as 7.74% based on your credit score. This rate applies to the Visa Platinum Card. The APR will vary with the market based upon The Wall Street Journal Prime Rate which was 3.5% as of May 1, 2022 plus 4.24% for credit scores of over 735. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Foreign transaction fee of 1% of the amount of the transaction in U.S. dollars. VISA® is a registered trademark of Visa International Service Association.
2APR = Annual Percentage Rate. Introductory APR for Balance Transfers is 1.64% until 6/30/23 for applications submitted through 12/31/22, with NO Balance Transfer Fee. Rate will return to the normal rate based on your credit score after 6/30/23.