Location Matters – Why LCNB National Bank is the Best Choice for Your Financial Needs
Trust has never felt more important than in our presently impersonal days, when most of our contact remains well beyond arm’s length. Nowhere is this truer than with our financial institutions, that anonymous lender where questions are typically fielded by a series of prompts from who knows where. Be it with our mortgages, or within our investments or checking accounts, the owners of our personal finances often change faster than we can write a check. LCNB National Bank feels very different, a regional financial institution peopled by individuals who live in our very neighborhoods and towns.
Established to Support Local People and Businesses
Founded in 1877, LCNB offers a personal connection with regional clients that is simply unachievable by a massive financial institution. Customer service remains the bank’s foundation, a set of “small town” best practices that prioritize customer satisfaction through personal communication and local convenience. Far from being forwarded into a maze of call centers, LCNB clients reach live customer service agents who are prepared to explain all services and to do whatever is necessary to ensure client satisfaction. The staff at scores of LCNB branches greet customers by name and are always ready to discuss your needs.
LCNB has a lot to offer when it comes to banking services. These services include personal checking, savings, and credit card accounts, as well as home mortgages, HELOCs, construction, and auto loans. Business owners also turn to LCNB for business checking, savings, and credit, as well as deposit and treasury services. Trust services include a partnership with experienced financial planning officers, experts who explain and arrange charitable giving, and who provide insights into various growth funds that achieve the goals of individuals planning for their future. LCNB also offers extensive investment services.
Personal Checking for All People
A single financial product does not serve every person. Shouldn’t personal checking accounts, for example, come in a wide variety of options to fit our exact financial needs and situations? As a local bank, LCNB officers know well the needs of our community, creating a variety of checking products to suit every bank balance. With branches located in most towns and cities throughout our region, opening just the right account is quick and simple.
The Kasasa Cash account is ideal for individuals who maintain a high monthly balance and receive direct deposits or disbursements. People who utilize the Kasasa Cash account earn 3% APY* on balances up to $25,000. The Kasasa Cash Back account is equally excellent for individuals who purchase items and pay bills with a debit card, granting 3% cashback on total purchases up to $250. The Kasasa Tunes account demonstrates LCNB’s determination to evolve with the times by providing cash back for shopping at various online sites and offering discounts on several online subscription services. HSA Checking provides tax advantages when paying medical bills, an excellent choice for someone with a high deductible health plan.
Simply LCNB Checking provides a no-frills checking and debit card product to pay your bills and make your purchases. If you’re looking for further evidence of the benefits from banking locally, look no farther than the Second Chance Checking account, a unique product for those of us who need a fresh financial start, a very important opportunity in present times. Second Chance Checking provides a debit card and online banking access for customers who, after one year of responsible use, transition into a different account to improve credit moving forward.
A Legacy of Serving the Community
As it has for over 140 years, LCNB has anchored communities as the neighborhood bank by offering information well beyond what we expect from most financial institutions. Members of the LCNB banking community understand that financial security makes for a better local society. Whether offering a Kasasa Cash account or providing the starter funds for a new business venture, LCNB National Bank shows the power of trust at dozens of branches in southwestern and central Ohio. Take a look at the LCNB website to learn more about their services, or to open an account today.
Investment products are not insured by the FDIC or any government agency and may lose value. They are not a bank deposit and not bank guaranteed.
*APY=Annual Percentage Yield