See why Alabamians are excited about this $0 Better Medicare Plan
For Alabama seniors this fall there’s something that’s a bigger deal than, say, college football. “Wait a minute, that’s crazy talk,” some of you might say. “Nothing’s bigger than college football in the South!”
Alabamians like Linda may beg to differ. For her, fall brings the chance for a “do-over” when it comes to her Medicare coverage … the opportunity to switch from the health and prescription drug coverage she has now to something she likes better, no questions asked. Linda’s not thrilled with the Medicare plan she picked last year, but this year things are really looking up.
Linda’s story may sound familiar. She’s a lifelong Alabamian who grew up outside of Birmingham and raised her family here. A few years ago, she retired and went on Medicare. And while she didn’t miss the daily routine, she sure missed the Blue Cross group health plan she got through work all those years.
Like a lot of people, Linda thought that Medicare would cover all her health care costs once she retired. So, she passed on enrolling in a Medicare Advantage or Medicare Supplement plan when she turned 65. It took her one overnight hospital stay, three new medications and some unexpected dental problems before she realized how much she was paying out of her own pocket.
Linda knew she needed something more.
Being on a fixed income, Linda didn’t want to pay close to $200 a month for a Medicare Supplement plan — or spend even more for a prescription drug plan. She decided a Medicare Advantage plan was her best bet and last year got talked into signing up for one of the big national plans. Linda later realized that plan didn’t have everything she wanted and wasn’t as good as she’d hoped. This year she looked into the Blue Advantage (PPO) plan from Blue Cross and Blue Shield of Alabama. For Linda, “it feels like coming home.”
Linda’s switching to Blue Advantage because she knows that a local plan like Blue Cross and Blue Shield of Alabama will care for her like no national plan can. She’s known and trusted Blue Cross her entire life — and with Blue Advantage Complete’s $0 monthly premium, she’s getting all the Blue Cross experience, security and great coverage without having to write a premium check each month. That alone makes this Blue Cross Medicare plan even better than the Blue Cross plan Linda had at work!
Plus, Linda feels really good about Blue Advantage because it’s the #1 plan chosen by Alabamians over every other Medicare Advantage plan in the state. That says a lot.
Here are just a few examples of what makes this $0 premium Blue Advantage Complete plan so nice:
- The largest provider network in Alabama with more than 90% of all doctors and every single hospital
- Out-of-network coverage, a Travel Program and Worldwide Emergency/Urgent Coverage
- No referrals needed to see specialists
- Drug copays as low as $0
- Generous annual allowances for dental care and eyewear
- Vision and hearing exams, plus discounts on state-of-the-art hearing aids
- Free fitness membership
- Low annual cap on out-of-pocket medical expenses
- 24-Hour Nurse Hotline and Emotional Support Helpline
- Local, personal service from fellow Alabamians
If you’re interested in solid coverage with all the bells and whistles — from a local company with roots in our community — you’ll want to take a look at Blue Advantage this fall. You can click here to visit online (ALBlueCross.com/Local) or call Blue Cross and Blue Shield of Alabama at 1-888-246-7023 (TTY 711).
Current Blue Advantage members love this plan. Linda did her homework and you should too, especially if:
- You’ve ever dealt with an out-of-state customer service representative who treated you like a number, not a valued member
- A specialist you want to try or the hospital you like isn’t in your plan’s network
- You’re tired of needing referrals
- Your current plan doesn’t cover a new medication or charges too much
This Blue Cross Medicare plan may be just what you’re looking for.
Circling back to college football …
Linda bleeds Crimson while her husband Bill is an all-out Tiger fan (their annual Iron Bowl parties are a hoot, she says!). Blue Advantage from Blue Cross is something they can both cheer about.